One of the universal rules for both men’s and women’s car insurance is that a secure car can help reduce your insurance costs. Seeking women’s car insurance specialists will afford ladies even cheaper rates but one of the fundamental aspects assessed when an insurer comes to quote a price for motor insurance is the security of the vehicle.
There are a number of things you can do to ensure you are getting the best deal from your insurer, and one of them is to make your car as safe as possible. Here we discuss the various security issues concerned with car insurance.
Where you keep your car has a crucial bearing on how much your insurer will charge you for car insurance. The more secure your car is when it is parked overnight, the cheaper your insurance will be, regardless of whether you are shopping with a unisex insurer or a women’s car insurance specialist. Ideally, you will own a garage which you can keep your car locked in each night. Having a garage is a big plus for insurance companies and is one of the easiest ways to gain a significant discount on your insurance.
If you are lucky enough to own a garage, make sure you use it! Whilst many garages can become spill-over space for excess junk that cannot be hoarded in the loft or under the stairs, the garage should always principally be a home for your car. If you cannot keep your car in a garage, then a private driveway is the next best thing. If at all possible, avoid parking your car on the street, as this is the most likely place your car will be damaged or stolen, and therefore likely to attract high insurance premiums.
If your car is parked on a private driveway, you can reduce the premium on your car insurance by improving your home security with burglar alarms and installed security systems. This can also have a positive effect on your home insurance quote, making you a double saving. Most modern cars come with immobilisers already installed but it is always worth reading the driver’s manual to see exactly what security options your car has.
If you don’t already have an immobilizer, get one installed by a company approved by your insurer. Some women’s car insurance companies also offer discounts if you get a car tracker installed, which can help locate your vehicle should it be stolen.